Readable schedule
See balance, principal, interest, insurance and monthly total, installment by installment.
Private mortgage planner
Understand your loan.
Test every payoff.
Track the schedule, compare the payment with your bank and see what may change when you repay early — with no account, ads or analytics.
- Local data
- No account
- No ads
100% localcalculations and financial data
RON and EURoptional official BNR reference
PDF, CSV, XLSXreview before saving
RO + ENbilingual interface
More clarity, fewer assumptions
Everything needed to follow a mortgage
The app keeps bank-confirmed values separate from estimates and shows the source of important results.
Early repayment
Compare a shorter term, lower payment, recurring extras or the amount needed to remove exact months.
Bank comparison
Enter the balance and payment shown by your bank, review the difference, then update only after confirmation.
Controlled import
Import PDF, CSV or XLSX schedules. OCR values are never accepted automatically.
Rate scenarios
Compare reference-rate assumptions without changing the saved loan.
Your own backup
Export schedules, history and a local backup to a location you choose.
Explained results
From a bank document to an informed decision
Your mortgage. Your data. Your device.
Privacy is not a subscription.
Ipoteca Control has no user account, proprietary server, ads or analytics. The local database is encrypted. Optional currency conversion downloads only the public EUR/RON reference rate directly from BNR.
Read the privacy policy →Frequently asked questions
Before you start
Does the app connect to my bank?
No. You enter or import documents on your device and explicitly confirm the values used as a baseline.
Are results official bank quotes?
No. They are planning estimates. Always use the final amount and confirmation provided by your bank for a real payment.
Can I track a EUR mortgage?
Yes. A mortgage can be configured in RON or EUR. The BNR rate is an optional reference and never changes the loan currency.
Make the next payment easier to understand.
Download Ipoteca Control and start with the current values shown by your bank.